PoolFi Docs
Comprehensive guides and references for the PoolFi Protocol
Documentation may change as the protocol evolves. PoolFi is currently under development and has not yet launched on mainnet.
MVP Trust Model — Hybrid Protocol
PoolFi MVP is a hybrid protocol from day 1: on-chain custody and enforcement for all user funds, with off-chain coordination, identity, invitations, reputation, admin review, UI, notifications, and analytics.
On-chain (Solana program): collateral vault, contribution vault, escrow vault, deterministic payout release, progressive escrow release, default waterfall enforcement, and multisig-gated admin controls. The on-chain program is the source of truth for all money movement. Supabase/admin cannot arbitrarily release or withdraw user funds.
Off-chain (Supabase): coordination metadata only — profile data, invitations, reputation events, admin review notes, and UI state. Reputation tracking remains off-chain in MVP; on-chain reputation is planned for a future phase.
This document must align with the PoolFi canonical project source. If there is a conflict, the canonical source takes priority.
PoolFi Protocol is a decentralized savings coordination infrastructure built on Solana. It enables communities to form transparent savings pools where participants contribute stablecoins on a recurring schedule and receive pooled payouts through a transparent queue system.
The protocol is inspired by traditional ROSCA (Rotating Savings and Credit Association) systems but brings them on-chain with collateral protection, reputation systems, and global accessibility.
Key Features
- • Recurring stablecoin contributions (USDC/USDT)
- • Transparent payout queues
- • Collateral protection against defaults
- • Reputation tracking (off-chain during MVP)
- • Public and private pool options (private in MVP)